Job Details

Mortgage Processor II
100% Remote
6+-month contract
Web Cam Interview

$18-$28/Hr on W2

NOTES FROM MANAGER / REQUIRED SKILLS & EXP.:

• Skill Set 1: Good Communication
• Skill Set 2: Independent Worker
• Skill Set 3: Works well with a team also

• Responsible for processing conventional and government loan requests based on product, underwriting, and state specific and investor guidelines.

• Maintain effective communication with all necessary parties involved in a new loan application, from the customer, broker, correspondent, loan officer, and co-workers to ensure a seamless and positive application experience.
• Work with various internal departments as well as external organizations to obtain processing related documentation or obtain necessary information needed to complete an application i.e.: Verification of Employment, IRS Transcripts, title search, appraisal, bank statements, etc.
• Immediately notifies all necessary parties of irregularities relative to standard mortgage guidelines.
• Monitor and update credit reports, appraisals, income documentation, and all verifications to ensure all underwriting conditions are met. Work closely with underwriting to quickly resolve any issues or concerns.
• Perform other administrative duties supporting the origination department including, but not limited to: preparing and mailing commitment letters, title and homeowners insurance review, mailing loan suspend notices, updating loan conditions, providing the closing attorney with additional documentation, and all appropriate processing checklists.
• Ensures adherence to all regulatory requirements and guidelines.
• Strong analytical background to evaluate changes required to all regulatory documents.
• Understand and adhere to the Company's risk and regulatory standards, policies and controls in accordance with the Company's Risk Appetite. Identify risk-related issues needing escalation to management.
• Promote an environment that supports diversity and reflects the M&T Bank brand.
• Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
• Complete other related duties as assigned.

• Work closely with both Internal and External Customers such as co-workers, borrower(s) and Loan Officers.

• Associates degree with a minimum of one year's mortgage industry experience or two years equivalent work experience, OR in lieu of a degree, three years equivalent work experience including a minimum of one year's mortgage industry experience.
• -OR- Six months specific M&T Bank mortgage processing experience plus an additional 6-12 months experience in customer service, operations, or the financial services industry.
• Good PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software.

• Ability to make sound decisions based on information provided.
• Knowledge of Product, Investor and Compliance Requirements.
• Versatility and flexibility working within an ever changing fast paced mortgage environment.
• Adapting to new policies and procedures to improve processes and workflow.
• Ability to function independently within time constraints.
• Excellent verbal and written communication skills.
• Highly organized with the ability to multitask.
• Strong attention to detail.
• Prioritization of daily workload.
• Ability to work in a team environment.
• Strong work ethic, reliable and dependable.

• If hired, are you able to work on Globalquest's W2 without any issues?
• Do you have any issues working in Eastern time zone hours?
• LinkedIn profile link?
• Yrs. of exp. as a Mortgage Processor responsible for processing conventional and government loan requests based on product, underwriting, and state specific and investor guidelines (required)?
• Do you possess an Associate's degree with a minimum of one year's mortgage industry experience or two years equivalent work experience, OR in lieu of a degree, three years equivalent work experience including a minimum of one year's mortgage industry experience?
  -OR- Six months specific M&T Bank mortgage processing experience plus an additional 6-12 months experience in customer service, operations, or the financial services industry?
• Do you possess good PC skills with strong knowledge of spreadsheet, word processing, email, and PDF software (required)?
  Yrs. of exp. working specifically for banks and/or financial institutions (required)?
• Do you possess exceptional communication skills (verbal/written)?